In today's real estate market, it is imperative that you hire an agent who is skilled and knowledgeable about WHAT is happening and who knows how to represent you in these times.  There are so many short sales and foreclosures out there, and, believe it or not, not all agents are educated in the handling of such transactions.  I am Short Sale and Foreclosure Resource certified by the National Association of Realtors® and have assisted many buyers and sellers in navigating the real estate waters that we have been thrust into. 

I have assembled some information that I hope you will find helpful.  Please read through it and contact me if I can answer your questions.  But remember, as a REALTOR®, I am only qualified to assist you in the purchase or sale of a home, I am not qualified to advise you on legal or tax issues.  So, I recommend speaking to a real estate attorney or CPA for further clarification of any important questions you may have regarding the impact or repercussions of either a short sale or foreclosure.  I do have names of professionals for your reference and will be happy to provide them should you ask.